How To Get Approved For Credit

Over my five plus years of banking experience, about four of those years involve credit and the process of trying to get clients approved for credit cards, loans, mortgages/refinances, lines of credit, overdraft etc.  I have done this for three of the five major banks in Canada and I can tell you that the criterion is more or less the same.

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How To Be More Comfortable With Making Financial Decisions

Making financial decisions regarding your personal life can be overwhelming, frustrating and exhausting but you cannot avoid them. These are important decisions that you have to make and will affect your life in the short and long term. Very little effort is needed to go to a bank and get advice but often there are times where you’re not sure how the advice you were given would benefit you or what you’re even doing – other than listening to a random stranger tell you what to do with your money. The question is, how do you make yourself comfortable with taking that advice and making your own decision?

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